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Pay the smart way

Transfer Money With The NQR Code
In A Second

TimeterestPay turns your phone into a payment terminal. Scan an NQR Code, confirm the amount, and money moves instantly — no card machines, no long account numbers, no queues.

TimeterestPay

Payment Received

₦10,000.00 · just now

100% Secure

NQR Code · CBN standard

What We Offer

Everything you need to pay and get paid

From instant NQR Code transfers to merchant collections and agent services, TimeterestPay gives you a complete toolkit for moving money across Nigeria — quickly, securely and at some of the lowest fees around.

QR Payments

Accept payments instantly with a simple NQR Code scan - no terminal needed.

Money Transfers

Send money to any bank in Nigeria in seconds with 25 free transfers monthly.

Instant Settlement

Funds hit your account in real-time. No waiting days for your money.

Payment Links

Create and share payment links to collect from anyone, anywhere.

Merchant Tools

Invoices, POS and expense management built for Nigerian businesses.

Bank-Grade Security

End-to-end encryption, 2FA and CBN-regulated protection for every kobo.