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Pay the smart way

Transfer Money With The NQR Code
In A Second

TimeterestPay turns your phone into a payment terminal. Scan an NQR Code, confirm the amount, and money moves instantly — no card machines, no long account numbers, no queues.

2M+Happy Users
50K+Merchants
150+Countries
Happy customer paying with TimeterestPay

Payment Received

₦10,000.00 · just now

Instant Transfer

0.3 seconds

100% Secure

CBN licensed

Trusted by businesses across Africa
brand brand brand brand brand
Payments in seconds

Collect payments the modern way

From market stalls to big businesses, TimeterestPay lets you accept payments with a single NQR Code scan — no card machine, no long queues, no stress.

  • Instant settlementMoney lands in your account the moment a customer scans.
  • No card machine neededJust print your NQR Code — or show it on your phone.
  • NQR Code, CBN-compliantBuilt on Nigeria's national quick-response standard.
  • Works for everyoneCustomers pay with any bank app or mobile wallet.
African businesswoman paying with TimeterestPay NQR Code

Payment Received

₦25,000.00 · from Ade

New sale!

₦8,500 · Grace's Boutique

Transfer Sent

₦12,000 · in 0.3s

2M+ Happy Users
50K+ Merchants
150+ Countries
99.9% Uptime
What We Offer

Everything you need to pay and get paid

From instant NQR Code transfers to merchant collections and agent services, TimeterestPay gives you a complete toolkit for moving money across Nigeria — quickly, securely and at some of the lowest fees around.

QR Payments

Accept payments instantly with a simple NQR Code scan - no terminal needed.

Money Transfers

Send money to any bank in Nigeria in seconds with 25 free transfers monthly.

Instant Settlement

Funds hit your account in real-time. No waiting days for your money.

Payment Links

Create and share payment links to collect from anyone, anywhere.

Merchant Tools

Invoices, POS and expense management built for Nigerian businesses.

Bank-Grade Security

End-to-end encryption, 2FA and CBN-regulated protection for every kobo.

Businesswoman using TimeterestPay
10x faster than
bank transfers
Why Choose Us

A payment platform built around you

We combine the speed of modern payments with the trust of a regulated financial partner. Here’s why thousands choose TimeterestPay every month.

  • Convenience

    Monitor your account balances, locate ATM machines, transact money transfers, and conveniently add funds through check deposits.

  • Timesaving

    There is no need to physically go to a credit union branch to carry out the daily tasks mentioned earlier.

  • Bank on the go

    There is no need to physically go to a credit union branch to carry out the daily tasks mentioned earlier.

  • Payment

    Make your monthly bill payments effortless by scheduling automatic payments with a hassle-free setup process.

  • e-Statement

    Obtain electronic or hard copies of your financial statements to keep for tax or personal records. and more.

How It Works

Three simple steps to your first payment

Getting started with TimeterestPay takes less than a minute. No jargon, no paperwork — just scan and go.

1

Create your Account

2

Select Payment Method

3

Scan QRcode

4

Payment Done By Money Transferred

Security

Your money and data, protected at every step

We build security into everything we do — so you can pay with confidence, knowing your funds and personal information are safe.

SMS or Email Verification

Both email and SMS make for more secure authentication, but there are pros and cons to everything.

KYC Solution

Protect sensitive information with our GDPR compliant tech - no server connection needed.

Two Factor Authentication

2FA is an extra layer of protection used to ensure the security of online accounts beyond just a username and password.

End-to-End Encryption

End-to-end encryption is a system of communication where only the users communicating can read the messages.

Behavior Tracking

It is a technique companies and advertisers use to create targeted advertisements and campaigns.

Testimonials

Loved by people and businesses across Africa

Real stories from customers who moved to TimeterestPay — and never looked back.

★ ★ ★ ★ ★

“Overall, a good pay bills system should provide a seamless and hassle-free experience for users, with easy and secure payment options, user-friendly features, and responsive customer support.”

Tobey Marshall
Tobey Marshall
QR Accountants
★ ★ ★ ★

“Reliable, fast, secure, and user-friendly. There are several factors that contribute to a good send money system The system should be accessible to a wide range of users, regardless of their location or device.”

Dino Marshall
Dino Marshall
Support
★ ★ ★ ★ ★

“Reliable, efficient, secure, and cost-effective. Remittance refers to the transfer of money from one country to another, typically for the purpose of supporting family or friends in another location.”

Alex Marshall
Alex Marshall
Service
FAQ

Frequently Asked Questions

Straight answers to the questions we hear most. Can’t find what you need? Our support team is one message away.

TimeterestPay is a digital payment solution that enables users to make transactions by scanning NQR Codes with their mobile devices.

To use TimeterestPay, simply open the app, scan the NQR Code displayed at the merchant’s location, and enter the payment amount. Confirm the transaction and the payment will be processed instantly.

Yes, TimeterestPay incorporates advanced security measures to protect your payment information. It utilizes encryption protocols and secure authentication methods to ensure the safety of your transactions.

TimeterestPay is primarily designed for in-person transactions at physical stores. However, some online merchants may also support TimeterestPay as a payment option.

TimeterestPay is compatible with both Android and iOS devices. Simply download the TimeterestPay app from the respective app stores and follow the setup instructions.

Transaction limits may vary depending on the specific implementation of TimeterestPay. Some merchants or banks may impose transaction limits to ensure security. Check with your service provider for any applicable limits.

TimeterestPay allows you to link multiple bank accounts or payment methods, providing flexibility in choosing the source for your transactions. You can manage your linked accounts within the TimeterestPay app.

If you experience any issues or have questions about TimeterestPay, please contact our customer support team. They will be happy to assist you and resolve any concerns promptly.

TimeterestPay availability may vary by region. While it is widely adopted in many countries, it’s recommended to check with your local merchants or financial institutions to confirm TimeterestPay support in your location.

Yes, TimeterestPayvides a transaction history feature where you can view details of your past transactions, including dates, amounts, and merchant information. You can also generate digital receipts for your records.

Start accepting payments today

Join thousands of Nigerians who use TimeterestPay to send, receive and collect payments — faster than ever.

Create Free Account